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Yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000


Homexxx-xxx-xxxx                                                    Cell xxx-xxx-xxxx



Financial / Business Development Professional

Management Reporting & Analytics ~ Financial Modeling~ Loan Portfolio Analysis

Results-driven Manager eager to contribute expertise in Operations/Administration, Finance and Team Building initiatives toward actively collaborating with a dynamic organization in maximizing bottom-line performance  Able to contribute a specialized knowledge base to an organization in need of a skilled and perceptive economics expert who understands how to analyze the financial sector.  Capable of developing efficiency best practices and astute at researching applicable laws and regulations.  In addition, possess an in-depth knowledge of the information technology sector, specifically SQL and MS Access database project development.


Qualifications Profile


Ø  Strong technical background with the ability to work independently on multiple research projects.

Ø  Comprehensive understanding of the default and mitigation arena due to advanced education and training regarding information technology and project development.

Ø  Effectively lead top-performing teams.

Ø  Excel in defining and implementing policies, procedures and operational systems that boost productivity, efficiency and quality of operations.

Ø  Competent leader and mentor who is able to create a team environment, including building collaborative relationships, training peers to perform at maximum efficiency, and the capacity to form cross-functional coalitions in order to ensure knowledge is shared across departmental lines.

Ø  Consistently focus on ensuring development of high-standard financial protocols. 

Ø  Proven ability to adapt strong process knowledge and technical skills to diverse organization needs.

Ø  Technology savvy and proficient in multiple software applications and hardware systems. 


Functional Competencies


Ø  Demonstrate dynamic leadership qualities and strong communication skills in successfully steering financial planning meetings and delivering comprehensive strategies.

Ø  Contribute dynamic research and analysis skills toward efficiently reconciling high volumes of data to ensure critical compliance with internal corporate standards.

Ø  Capable of in-depth research and data analysis with the purpose of improving efficiency best practices and productivity. 

Ø  Skilled at devising and implementing economic forecasting programs as well as utilizing extensive knowledge of economic climate to benefit the organization.

Ø  Embrace company initiatives and lead process integration efforts throughout various departments.

Ø  Develop and implement numerous protocols and policies with the purpose of identifying and resolving relevant issues in a proactive manner. 

Ø  Use knowledge of markets to effectively introduce products and services.

Ø  Actively participate on operational task forces to ensure efficacy in all areas.

Ø  Increase revenue streams by establishing market wide policies and procedures related to data analysis. 

Ø  Strategically diversify revenue streams and grows sales by expanding primary service lines into new markets.

Ø  Skilled at managing multiple projects and leading teams in cross-functional, concerted efforts to increase company-wide revenues.

Ø  Design and execute business development opportunities through relevant market research as well as organizational collaborations. 




Professional Career Track


Senior Analyst, E*Trade Financial                                                                                         2008-Present


  Main responsibilities include periodic audits of collection and loss mitigation strategies, conducting regular on-site service visits, development of internal relationships within various departmental resources, comprehensive management of loan services, project planning, reporting, and analyses, as well as general financial research relevant to federal and state policies and guidelines.


Director of Loan Servicing & Acquisitions, Stronghold Servicing                                           2002-2005


  Main responsibilities included effective oversight of daily operations related to Servicing Department, Ensuring company standards are consistently met, preparation of billing statements and other reporting mechanisms as needed, policy research and development, as well as additional duties such as development of portfolio exit strategies, attendance of industry seminars, and SME regarding contract purchases, broker agreements, and buybacks during mortgage note purchases.    


Senior Research Analyst, Dominion Financial                                                                          2003-2004


  Main responsibilities included analysis and risk modeling of real estate and mortgage opportunities, regular interaction with realtors, attorneys, and private investors related to purchase and liquidation of properties, as well as the development and execution of marketing campaigns for expansion opportunities.   


Junior Analyst, Institutional Shareholder Services                                                                     2002-2003


  Primary responsibilities included creation of detailed analysis of publicly traded companies for clients, reconciliation of various data sets for corporate compliance, regular consultations with current and potential clients regarding various financial policies and methodologies, as well as additional research and analyses as needed.


Financial Analyst (Intern), Goldman, Sachs & Company                                                                   2001


  Primary responsibilities included research of assigned case studies related to various company products, preparation and presentation of various financial studies, as well as specialized training related to Derivatives and U.S. Trade Shares.




Education & Training Credentials


n Bachelor of Science- Decision Information Systems, University of Maryland

n Fair Debt Collections Practices Act, Training Seminar through Compliance Council 

n MS Office Suite, Access, HTML, SQL, QuickBooks, Quicken, Proficient



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